Free mortgage estimator
Estimate what you can borrow.
Turn income, deposit, debts, term and an editable income multiplier into a headline loan, property budget, monthly payment and total interest. For the method and lender caveats, open the complete tool.
Mortgage affordability calculator workspace
Runs locally in your browser
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Guest access includes 3 public-tool runs per rolling 24 hours. Inputs stay on this device.
This is a transparent planning estimate, not a lender decision or mortgage offer.
Result
Headline loan—
Property price with deposit—
Monthly payment—
Total interest—
Important context