Add the requested inputs
Use the labelled fields in the workspace above. If example values are provided, try them first or replace them with your own.
Money & business · Free online tool
Savings goal planner
Work out the regular amount needed to reach a target by a chosen date.
3 guest runs per rolling 24 hours10 with a free accountPrivate inputsMobile-friendly
Savings goal planner workspace
Runs locally in your browser
Result
Gap remaining—
Required monthly—
Months at planned rate—
Estimated goal date—
Balance at target time—
Contributions—
Growth—
Target window—
Use it with confidence
How to use the savings goal planner.
Calculate and review
Use the main action when needed. The remaining goal is divided across the available weekly or monthly periods, with optional growth applied when selected.
Try a worked example
A £2,400 gap over 12 months needs £200 per month before interest.
Check the assumptions
Keep an emergency buffer and allow for changing rates, missed contributions and fees.
Helpful answers
Savings goal planner FAQs.
Is the savings goal planner free?
Yes. Guests receive 3 runs per rolling 24 hours, verified free accounts receive 10, and Premium subscribers receive unlimited normal use.
Does UtilHub upload or save my inputs?
No. This tool runs in your browser and UtilHub does not receive or store the values you enter. Your browser or device may still retain normal local history or form data.
How does this savings goal planner work?
The remaining goal is divided across the available weekly or monthly periods, with optional growth applied when selected.
What should I check before using the result?
Keep an emergency buffer and allow for changing rates, missed contributions and fees.