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Money & business · Free online tool
Stamp duty calculator
Estimate Stamp Duty Land Tax (SDLT) on a UK home purchase, with first-time buyer relief and second-home surcharges. Work out the Stamp Duty Land Tax you would pay buying residential property in England or Northern Ireland, including first-time buyer relief, the additional-property surcharge and the non-resident surcharge.
3 guest runs per rolling 24 hours10 with a free accountPrivate inputsMobile-friendly
Stamp duty calculator workspace
Runs locally in your browser
Uses current SDLT rates for England and Northern Ireland. Scotland (LBTT) and Wales (LTT) use different taxes.
Result
SDLT payable—
Effective rate—
Standard SDLT—
First-time buyer relief—
Additional property surcharge—
Non-resident surcharge—
Property price + SDLT—
SDLT by band
Use it with confidence
How to use the stamp duty calculator.
Calculate and review
Use the main action when needed. SDLT is charged on the portion of the price in each band: 0% to £125,000; 2% £125,001–£250,000; 5% £250,001–£925,000; 10% £925,001–£1,500,000; 12% above £1,500,000. First-time buyers pay 0% to £300,000 and 5% on £300,001–£500,000, and lose the relief above £500,000. Owning another residential property adds 5% to the price; being a non-UK resident adds a further 2%.
Try a worked example
A £295,000 home in England or Northern Ireland pays £4,750 in SDLT: 0% on the first £125,000, 2% on the next £125,000 (£2,500) and 5% on the final £45,000 (£2,250).
Check the assumptions
Covers England and Northern Ireland only — Scotland uses Land and Buildings Transaction Tax and Wales uses Land Transaction Tax. Assumes a single residential purchase at standard rates, with no linked transactions and no leasehold net-present-value tax. This is an estimate, not tax advice.
Helpful answers
Stamp duty calculator FAQs.
Is the stamp duty calculator free?
Yes. Guests receive 3 runs per rolling 24 hours, verified free accounts receive 10, and Premium subscribers receive unlimited normal use.
Does UtilHub upload or save my inputs?
No. This tool runs in your browser and UtilHub does not receive or store the values you enter. Your browser or device may still retain normal local history or form data.
How does this stamp duty calculator work?
SDLT is charged on the portion of the price in each band: 0% to £125,000; 2% £125,001–£250,000; 5% £250,001–£925,000; 10% £925,001–£1,500,000; 12% above £1,500,000. First-time buyers pay 0% to £300,000 and 5% on £300,001–£500,000, and lose the relief above £500,000. Owning another residential property adds 5% to the price; being a non-UK resident adds a further 2%.
What should I check before using the result?
Covers England and Northern Ireland only — Scotland uses Land and Buildings Transaction Tax and Wales uses Land Transaction Tax. Assumes a single residential purchase at standard rates, with no linked transactions and no leasehold net-present-value tax. This is an estimate, not tax advice.